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World Savings Short Sale

 

World Savings Short Sale Experts


Do you have a home loan through World Savings and need help processing

a short sale?

 

WE CAN HELP YOU BY LISTING, MARKETING, MONITORING, PROVIDING PROFESSIONAL ADVICE, AND NEGOTIATIONS WITH THE LENDER. WE ARE HERE TO HELP YOU EVEN IF YOU HAVE A HARD CASE!

Use the form at the bottom of the page and avoid foreclosure from World Savings now!



                            View and frequent our BLOG & VIDEOS to stay updated on new short sale events



EXPERIENCE

 
We have plenty of experience with World Savings short sales and we can use our abilities so you have the best possible change you’ll have no additional costs. The major items people question are the real estate commission and who is negotiating your short sale. Your Realtor and attorney fees are already provided to you with no extra fee!

WE ARE GOVERNED BY THE FLORIDA REAL ESTATE COMMISSION AND THE FLORIDA BAR! AS YOU CAN SEE YOU KNOW WE CAN BE TRUSTED. See who we are here.

 
We know working your World Savings short sale can be extremely time consuming. We will go through the numerous phone calls and short sale paperwork faxing and refaxing to relieve pressure from you. Since 2006 we have had to rely on our program to make everything work. We have been trying to make people aware of how great our system can work for you. Our expertise has made us one of the most sought after companies. We want nothing more than for your World Savings mortgage to be settled. Foreclosure is the last thing we want for you to experience. We know that it would be horrible to have on your record. For anyone that plans to purchase a new home within the next few years will have that obstacle will be staring them in the face. Short sales save your credit and money.

 
We can process your World Savings short sale any time you are ready. We would much rather do this than see you faced with a court ordered foreclosure. There is also the professional help of Realtors and attorneys to assist you along the way. There is an informational pack referred to as the sale package (see seller process). All of your paperwork will be reviewed by the attorney’s office and ultimately sent to the lender. The attorney’s office will then begin to call World Savings every 24-48 hours to makes sure your file is being processed. During this period of time you are looking for someone you can trust. We are that team of individuals you can trust. Every client has their own specific needs and is cautious of who they let handle their sensitive situation. Confidentiality is guaranteed!

WE HAVE DONE THIS SINCE 2006! WE MAKE SURE YOU ARE CONFORTABLE WITH US. ABOVE ALL THERE ARE NO FEES TO YOU!

Our main focus is to work for you and complete the short sale. The lender pays the real estate commission and the lender or the buyer pays the small attorney’s fee. What do you have to lose when it comes to selecting us? Your lender World Savings wants to get a short sale done and avoid a foreclosure since it will cost them more money in the long run. If you own a luxury home or are thinking about a strategic default we can help you too.

 
WE ARE THE WORLD SAVINGS SHORT SALE SPECIALIST TEAM WITH LICENSED REAL ESTATE AGENTS AND AN EXPERIENCED ATTORNEY’S OFFICE TO HELP YOU AVOID FORECLOSURE! WE DO THIS WITH NO CHARGES OR FEES.

 
When you need help with short selling your home or condo in Florida you need professionals who are governed by agencies in Florida to protect your best interest. We would like to see you succeed with the short sale process. See The Truth About Short Sales.

 
We are very familiar with World Savings short sales and work extremely hard for Florida home and condo owners. Our process is very delicate and only works so that you benefit the most from choosing our services. We can handle anything that may be thrown at us. It is more important that everything is hassle free for you!

 
APPROACH IS EVERYTHING

 
Our team wants you to be successful no matter what. It is important for us to let you know we have experienced Realtors who know how to list and market a property in foreclosure. You should also keep in mind we understand how critical pricing and monitoring of the property is to ensure a successful sale. It is important for us to explain to the potential buyer the short sale process can take a lot of time. The process itself can last for a few months and this has to be explained to the potential buyer. We are prepared for the following scenarios:

  • What if the buyer walks away and does not want to wait for a short sale? Since short sales can take months to complete you can understand why a buyer may not want to sit around. We continue to market and promote your property and find a backup contract to the first buyer.
  • An over evaluation of your property is a problem that happens occasionally. A property may be evaluated and appraised for an unrealistic price. In this case a buyer will not want to move on with the process because they have been scared off by the high price. In the event this happens we have to back up the lower price with equal sales and in extreme circumstances suggest the homeowner get an appraisal from a certified appraiser. Lenders only order what is called a BPO (broker price opinion). World Savings pays an agent or broker $50-$85 to come to the home to evaluate what the value is. Sometime these valuations are not as correct as a full blown appraisal. Full appraisals can cost over $400. Which professional would provide a more detailed evaluation? We both know the answer. In a short sale the lower the price the lender feels the value is the better since we need a buyer ready willing and able to purchase. If it’s too high we may find it difficult to locate someone willing to pay the price the lender wants. This one issue alone seriously interferes with short sales from going to closing or prolongs the process.
  • What about back home owner’s association fees? The HOA fees sometimes can get negotiated by the attorney’s office and in some cases World Savings will pay some or all of them. There are no guarantees though and you should not count on it. The best option is to keep paying your HOA fees and stay current. Another question may be what happens if the lender does not pay them? What if the HOA does not accept less than what they are owed and the buyer decides not to pay them?  I can only say that we are now at a standstill. This is why one of the most important items is to keep paying the HOA fees period. We have seen properties go to foreclosure over back HOA fees and nothing else. The short sale was official by World Savings but the back HOA fees killed the deal.


 
VERY IMPORTANT!


  • What do you do about paybacks and notes? Well you will see there are a lot of places throughout our website since this is something that has to be addressed. Notes are becoming more and more a reality. World Savings is now having more and more property owners who do a short sale sign some sort of reimbursement plan. This does not mean they are not going to ask you to pay the full amount. You may have to do this and unfortunately you have to be prepared to. The new Obama plan does say there is a possibility you will have to pay nothing but please remember there is NO GUARANTEE! A court order is much worse than voluntarily signing the note. An unsecured note is treated like most other debts at the end of the day. If you do not pay it will be sent to the collector’s so they can get their payment. Think about it. You get the short sale done and the result is no foreclosure. Of course nobody wants to sign a note but if it is the only option it beats the alternative. This is one of the first things that is explained to you because it is that important. If you want to avoid a foreclosure choose the short sale. IF A COMPANY SAYS THEY GUARANTEE YOU WILL NOT HAVE TO PAY A NOTE OR YOU WILL NOT HAVE A JUDGMENT AGAINST YOU THEY ARE DECEIVED OR LYING. NO ONE WILL BE ABLE TO GUARANTEE YOU THAT.
 
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