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Option One Short Sale Experts

Do you have a home loan through Option One and need help with a short sale?

 

TRUST US WITH YOUR LISTING AND MARKETING NEEDS. WE CAN PROVIDE PROFESSIONAL MONITORING ALONG WITH THE BEST ADVICE AND NEGOTIATIONS WITH THE LENDER. DO NOT WORRY ABOUT YOUR DIFFICULT SITUATION. WE CAN HELP YOU WITH A STRATEGIC DEFAULT AS WELL. EVEN IF YOU HAVE AN EXPENSIVE LUXURY HOME WE CAN HELP PROCESS YOUR SHORT SALE.

 
Use the form at the bottom of the page and avoid foreclosure from Option One now!


               View and frequent our BLOG & VIDEOS to stay current with  news related to short sale events.


 
EXPERIENCE

 
We have handled more than enough Option One short sales to know the market well; our double branched approach provides real estate professionals and an attorney’s office to you at NO COST.

Since we are professionally licensed by the state of Florida this is a reality.

WE ARE GOVERNED BY THE FLORIDA REAL ESTATE COMMISSION AND THE FLORIDA BAR! THIS ALONE PROVES THAT YOU CAN TRUST US. See who we are here.

 
While working on your Option One short sale, the process can be complicated. We’ll go through all of the hassles; the countless phone calls, paperwork, faxing and the necessary communications. We have been operating Florida short sales since 2006. It has been our job to help owners in Florida like you save their money and credit rating. We have corrected our process throughout the years and with our professional help we can help make your short sale a success. It is our goal to make sure your Option One short sale goes through problem free. We want to help you avoid foreclosure more than everything else; a foreclosure is the last thing you want to see on your credit. Buying another home is easier with just a short sale on your credit report.

 
We are equipped to handle all of your Option One short sale concerns due to our extensive experience. With knowledgeable Realtors and an attorney’s office overseeing the process we process all the right documents efficiently. These documents are also referred to as the short sale package (see seller process). These documents are gathered and then reviewed by the attorney’s office and ultimately sent to the lender. The attorney’s office will make a call to Option One every 24-48 hours to ensure the documents are being processed correctly. This is the point where you need to rely on people you can trust. We are a group of highly skilled professionals. We are very respectful of everyone’s situation. We always try to make you feel very comfortable before and during the process. It is our job to make sure that all information is secure and confidential.

 
SINCE 2006 WE HAVE SPECIALIZED IN SHORT SALES. THERE HAVE BEEN ABSOLUTLEY NO UPFRONT FEES FROM OUR REAL ESTATE COMPANY & NO UPFRONT FEES FROM THE ATTORNEY’S OFFICE!

We go to work for you and sell your short sale home for the best possible price. The lender pays the real estate commission and the lender or the buyer pays the nominal attorney’s fee. There are no fees expected from you. Your lender Option One would love nothing more than to get a short sale done and avoid a foreclosure since it will eventually cost them a lot of money in the long run. Many people who are hardship cases find no other alternative but to pursue a short sale. If you own a luxury home or are thinking about a strategic default we can help you too.

 
WE ARE THE OPTION ONE SHORT SALE SPECIALIST TEAM WITH LICENSED REAL ESTATE AGENTS AND AN EXPERIENCED ATTORNEY’S OFFICE TO HELP YOU AVOID FORECLOSURE! WE CAN HANDLE THIS WITH NO FEES OR CHARGES!

 
Do not trust others with short selling your home or condo in Florida unless they are professionals who are governed by the appropriate agencies in Florida. This is critical to protect your best interest.  Our job has always been to keep you in mind first; we are the ones to choose! See The Truth About Short Sales.

 
Our job right now is to handle Option One short sales in Florida and help condo and home owners process short sales so they can ultimately avoid foreclosure.  Our system has been adapted to provide the best possible result for each home owner in Florida. Our Option One short sale procedure will make your experience seem effortless. We know how to handle any unexpected problems that may arise.

 
APPROACH IS KEY

 
Our double layered approach to executing short sales works best for our clients. It is important for you to know we have experienced Realtors who are knowledgeable about listing and marketing a property in foreclosure. Pricing and communication are two of the most important elements. We try to explain to potential buyers how involved a Option One short sale can be. This process can go on for months before we close and this is a very important aspect for buyers to understand. Since 2006 we have been faced with several different scenarios.

  • What if the buyer does not want to wait? Since short sales can be very tedious and time consuming you can understand why a buyer may not want to wait. We continue with our marketing process and promote your property at all times.
  • What happens if your property is appraised at an unrealistic price?


      A property may be evaluated and appraised for a ridiculous price. In this case the buyer will be scared away and will not want to continue with the process. If this happens we back up the sales price with an analysis based on comparable sales, in extreme circumstances we suggest the homeowner get an appraisal from a certified appraiser. Lenders only order what is called a BPO (broker price opinion). Option One pays an agent or broker $50-$85 to inspect the home to evaluate what the correct value is. Sometime these valuations are not as accurate as a full blown appraisal. Full appraisals cost roughly $350. It is clear to see which professional would provide a more detailed evaluation. In a short sale the lower the price the lender agrees to the better for us since we need a buyer ready, willing and able to purchase your property. If the price is not low enough it will be difficult to find someone willing to pay the cost the lender wants. This one issue alone is the main problem in the short sale process.

  • What about back HOA fees? The HOA fees can be negotiated by the attorney’s office and in a few cases Option One will then pay some or all of them. Since there are no guarantees with this you should not solely depend on the lender paying. Do not stop paying your HOA fees. What happens if the lender does not pay them? The HOA does not accept less than what they are owed and ultimately the buyer will not pay them.  I cannot stress how important it is to keep paying the HOA fees period, in the end it could cause you to lose the sale of your property and cost you far more in the end. In the years we have been doing this, homes have gone to foreclosure over back HOA fees and nothing else. The short sale was approved by Option One but the back HOA fees cancelled the deal.



                                                                         IMPORTANT!


  •  What about a note or payback? You will see this highlighted throughout the website because it is important. Notes are very real and happen all the time now. Option One is now having more and more property owners who do a short sale sign a payback plan. This does not have to be the full amount owed but what it does mean is you need to be prepared. You may have to make a commitment to this. In the new Obama plan it does say there is a possibility you will have to pay nothing.  However there is NO GUARANTEE! It is always better to sign a note than to have a court ordered judgment against you. After all, this note is unsecured and what happens if you do not pay it? Guess what, the same thing as if you did not pay your credit card bills. It will be given to a collection agency and they will work to get the money in any way they can. It’s important to think about this ahead of time. You get the short sale completed and the foreclosure never happens. My main point is that short sales are the best way to resolve your problems, if you work with the right people everything will work out well. Short sales are a wonderful way to avoid foreclosure. IF A COMPANY CLAIMS THEY CAN GUARANTEE YOU WILL NOT HAVE TO PAY A NOTE OR YOU WILL BE REALEASED OF FURTHER LIABILITY THEY ARE NOT BEING HONEST. THIS IS NEVER GUARANTEED!!
 
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