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Realtor, Jared Dalto
Over 100 Short Sales,
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10 Years of Dedication
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HSBC Short Sale

 

HSBC Short Sale Experts

Do you have a home loan through HSBC and need help processing a short sale? 

 

WE ARE HERE TO SAVE YOUR HOME.  LET US HELP YOU BY LISTING MARKETING, & MONITORING YOUR PROPERTY. WE ALSO PROVIDE UNLIMITED PROFESSIONAL ADVICE AND COMPLETELY HANDLE NEGOTIATIONS WITH YOUR LENDER. WHETHER YOU HAVE A LUXURY HOME OR HAVE A STRATEGIC DEFAULT WE ARE HERE TO SERVICE YOU.

 
Use the form at the bottom of the page and avoid foreclosure from HSBC now!


                                View and frequent our BLOG & VIDEOS to stay updated on new short sale events

 
OUR EXPERTISE & EXPERIENCE

 
With have plenty of HSBC short sales under our belt. We use a 2 pronged approach which allows you access to our real estate professionals and an attorney’s office working for you at NO COST. We can do this because we are a highly successful company that is licensed by the State of Florida. This is the advantage we have over other companies. You should be saved from having to deal with outrageous upfront fees.

WE ARE GOVERNED BY THE FLORIDA REAL ESTATE COMMISSION AND THE FLORIDA BAR! THIS IS HOW YOU KNOW WE CAN BE TRUSTED. See who we are here.

 
While working your HSBC short sale we know the process can be problematic. You can be rest assured that we are always on the ball and on top of any situation that may pop up. We’ll go through the numerous phone calls and short sale paperwork. We are prepared to deal with all of the communication issues. Our system has been in place since 2006 and we have honed it since. We’ve been helping people like you who own property throughout Florida avoid foreclosure. With our knowledge we can make sure your short sale has the best chance of closing. We want to make sure your HSBC mortgage can be completed and the property can be sold without a delay. Our target is to help you stay away from foreclosure above everything else. You don’t want a foreclosure on your record. If you want to buy another home it is easier with only a short sale on your credit.

 
Our group can process your HSBC short sale and deal with all aspects of the sale. We will do our absolute best to help you avoid the heartache of a court ordered foreclosure. With experienced Realtors and an attorney’s office involved we process all the proper paperwork along with your help. This paperwork is also known as the short sale package (see seller process). This paperwork which is gathered is reviewed by the attorney’s office and ultimately sent to the lender. The attorney’s office will then start to call HSBC every 24-48 hours to makes sure your file is being processed.. We are that team of people to turn to. We know each and every client has definite needs and is wary of who they let handle their sensitive situation. All information is held in the strictest confidentiality.

 
SINCE 2006 WE HAVE BEEN ABLE TO GIVE OUR SERVICE TO YOU WITHOUT ANY FEES OR CHARGES! CONTACT US TODAY.

Who else works as hard to make sure that you get exactly what you deserve? The real deal in this is the lender pays the real estate commission and the lender or the buyer pays the nominal attorney’s fee. Absolutely nothing comes out of your pocket to pay the real estate commission or the attorney period. Your lender HSBC wants to get a short sale done and avoid a foreclosure since it will cost them more money in the long run. If you own a luxury home or are thinking about a strategic default we can help you as well.

 
WE ARE THE HSBC SHORT SALE DEDICATED TEAM WITH LICENSED REAL ESTATE AGENTS AND AN EXPERIENCED ATTORNEY’S OFFICE TO HELP YOU AVOID FORECLOSURE! WE DO THIS WITH NO CHARGES OR FEES.

 
When you need help with short selling your home or condo in Florida you need professionals who are governed by agencies in Florida to protect your best interest.  Our top priority is to keep you, the client, clear of any problems. See The Truth About Short Sales.

 
At this moment in time we only handle HSBC short sales in Florida and help condo and home owners’ process short sales to avoid foreclosure.  Our methods have been modified to provide over time to provide only the best possible outcome for each home owner in Florida. Our HSBC short sale process will make your experience as trouble-free as possible. We use our talent and skill to make sure your short sale goes through.


APPROACH IS EVERYTHING

 
Pricing and monitoring is crucial in the short sale process. We also know how important it is to make sure the potential buyer is aware of the process during a HSBC short sale. Since it can easily take in some cases months to close this is a very crucial aspect. Our experience has helped us set up the different scenarios for example:


  • What if the buyer abandons the deal and does not want to wait? We will continue to market your property and find a backup contract to the first buyer.  You have to understand why the buyer would walk away in the first place. Many people are just not that patient.
  • An over appraisal of your property can also be a deal breaker. A property may be evaluated and appraised for an unrealistic price. In this case a buyer will not want to proceed with the purchase. If this does happen we back up the lower price with comparable sales and in extreme circumstances suggest the homeowner get an appraisal done. In a short sale the lower the price the better since we need a buyer ready willing and able to purchase. If it’s too high we may find it difficult to locate someone willing to pay the price the lender wants. This one issue alone seriously interferes with short sales and prolongs the closing process.
  • Another question is what happens with back the HOA fees? The HOA fees can sometimes be negotiated by the attorney’s office and in some cases HSBC will pay some or all of them. There are no guarantees though and you should not count on it. The best alternative is to keep paying your HOA fees and stay current. What happens if the lender does not pay them, the HOA does not accept less than what they are owed and the buyer almost certainly will not pay them?  I’ll tell you. We are now at a standstill. This is why one of the most important items is to keep paying the HOA fees period. We have seen properties go to foreclosure over back HOA fees and nothing else. The short sale was approved by HSBC but the back HOA fees is what stopped the deal from moving forward.


REMEMBER THIS IS EXTREMELY IMPORTANT!


  • What about bank paybacks and notes? You are sure to see this in a lot of places throughout the website since this is something that has to be addressed. Notes are becoming more and more part of short sale real estate. HSBC is now having more property owners who do a short sale sign some sort of payback plan. You must be willing to accept this news. It is very tough to have your cake and eat it too. Keep in mind under the new Obama plan it does say there is a possibility you will have to pay nothing but there is ABSOLUTELY NO GUARANTEE!  It is better to sign a financial note or agreement willingly than to have a court ordered judgment leveled against you. After all, this note is unsecured so what happens if you don't pay out? I'll tell you, the same thing as if you did not pay for your automobile or credit card. They send it to collections and try to get it. Think about it...you use the short sale to avoid the foreclosure. Of course nobody wants to sign a note but if it is the only option it beats the financially draining alternative of foreclosure. This is explained upfront so you are prepared and understand that short sales are not all roses at the end. Short sales are a way to avoid foreclosure. IF A COMPANY SAYS THEY GUARANTEE YOU WILL NOT HAVE TO PAY A NOTE OR YOU WILL BE REALEASED OF ANY FURTHER LIABILITY THEY ARE BEING HONEST WITH YOU. THEY CANNOT GUARANTEE IT!

 

 
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