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Freedom Mortgage Short Sale

 

Freedom Mortgage Short Sale Pros

Do you have a home loan through Freedom Mortgage and need help dealing with a short sale?

 

LOOK NO FURTHER BECAUSE WE CAN HELP YOU BY LISTING, MARKETING, MONITORING, PROVIDING PROFESSIONAL ADVICE, AND NEGOTIATIONS WITH THE LENDER. LUXURY HOMES ARE NOT AN ISSUE FOR US EITHER!

 
Use the form at the bottom of the page and avoid foreclosure from Freedom Mortgage now!

 
                                     View and frequent our BLOG & VIDEOS to stay updated on new short sale events

 
EXPERIENCE

 
We are professionals licensed by the State of Florida and we can assure you there will be no fees to you from our Realtors or attorneys. Since 2006 we have been providing the best service possible and we pride ourselves in that. If you read further you will find out why we are the best choice for your Freedom Mortgage short sale.

WE ARE GOVERNED BY THE FLORIDA REAL ESTATE COMMISSION AND THE FLORIDA BAR! YOU CAN TRUST US WITH YOUR SHORT SALE. See who we are here.

 
The Freedom Mortgage short sale process may seem complicated to you but we do a great job of making it simple. The short sale process is full of clerical type work; faxing and dealing with never ending phone calls. We are there to handle this 100 percent. We have been doing this since 2006 and we are never at a loss for information. Condo and home owners in Florida have been coming to us for years because we have been there for them when they needed us the most. Our system has been improved over the years and with our expertise can make sure your short sale has the best chance of closing. We are very happy to have a high standing with the Florida BAR and positive feedback from hundreds of customers. It is so important that this be offered to you as well.  The short sale process is something we want to help you with. Foreclosure is the last thing on our mind, most likely you do not want to deal with that either.

 
Our team can handle your Freedom Mortgage short sale and deal with all areas of the sale. We will do our best to help you steer clear of the distress of a court ordered foreclosure. With skilled Realtors and an attorney’s office continuously working to process all the proper paperwork you’ll also have no upfront fees. This paperwork is also known as the short sale package (see seller process). This paperwork which is gathered is looked over by the attorney’s office and finally sent to the lender. The attorney’s office will then begin to call Freedom Mortgage every 24-48 hours to makes sure your file is being processed. During this phase of course you are looking for someone you can trust. We are that team of individuals you can trust. We understand each and every client has definite needs and is wary of who they let handle their sensitive position. All Information is Kept Confidential.

 
WE HAVE BEEN DEALING SPECIFICALLY WITH SHORT SALES SINCE 2006. THERE HAVE BEEN ABSOLUTLEY NO UPFRONT FEES FROM OUR REAL ESTATE COMPANY AND NO UPFRONT FEES FROM THE ATTORNEY’S OFFICE!

We put a lot of effort into making sure you sell your home as a short sale. The lender pays the real estate commission and the lender or the buyer pays the nominal attorney’s fee. Absolutely nothing comes out of your pocket to pay the real estate commission or the attorney period. Your lender Freedom Mortgage wants to get a short sale done and avoid a foreclosure since it will cost them more money in the long run. If you own a luxury home or are thinking about a strategic default we can help you too.

 
WE ARE THE FREEDOM MORTGAGE SHORT SALE SPECIALIST TEAM WITH LICENSED REAL ESTATE AGENTS AND AN EXPERIENCED ATTORNEY’S OFFICE TO HELP YOU AVOID FORECLOSURE! WE DO THIS WITH NO CHARGES OR FEES.

 
Whenever you need help with short selling your home or condo in Florida you need professionals who are governed by agencies in Florida to defend your best interest.  Our job has always been with your interests in mind. See The Truth About Short Sales.

 
We currently handle Freedom Mortgage short sales in Florida and help condo and home owners process short sales to avoid foreclosure. Our methods have been modified to provide the best possible conclusion for each home owner in Florida. Our Freedom Mortgage short sale process will make your experience as trouble-free as possible. We know what to anticipate and how to deal with the curve balls that are thrown our way.

 
APPROACH IS EVERYTHING

 
Our two pronged approach to executing short sales works best for our clients. First we have qualified Realtors who know how to list and sell a property in foreclosure.  We understand how critical pricing and monitoring of the property is to a successful sale. We strive to help the prospective buyer understand it takes time to process a Freedom Mortgage short sale. Since the procedure can take in some cases months to close this is a very critical aspect. Our experience has helped us get ready for the different scenarios for example:

  • What if the buyer walks away and does not want to wait? Since short sales can take months to finish so you can understand why a buyer may not want to wait. We persist in marketing and support your property and find a backup contract to the first buyer.
  • One other issue that sometimes rears its head is an over assessment of your property. A property may be evaluated and appraised for an unrealistic price. In this case a buyer will not want to proceed with the purchase. If this does happen we back up the lower price with comparable sales and in extreme circumstances suggest the homeowner get an appraisal from a certified appraiser. Lenders only order what is called a BPO (broker price opinion). Freedom Mortgage pays an agent or broker $50-$85 to come to the home to evaluate what the value is. Sometime these valuations are not as accurate as a full blown appraisal. Full appraisals cost roughly $350. Do the math! Which professional would provide a more detailed evaluation? We both know the answer. In a short sale the lower the price the lender feels the value is the better since we need a buyer ready willing and able to purchase. If it’s too high we may find it difficult to locate someone willing to pay the price the lender wants. This one issue alone seriously impedes short sales from going to closing or prolongs the process.
  • What about back HOA fees? The HOA fees sometimes can get negotiated by the attorney’s office and in some cases Freedom Mortgage will pay some or all of them. There are no guarantees though and you should not count on it. The best option is to keep paying your HOA fees and stay current. What happens if the lender does not pay them or the HOA does not accept less than what they are owed and the buyer wont pay them?  I’ll tell you. We are now at a standstill. This is why one of the most important items is to keep paying the HOA fees period. We have seen properties go to foreclosure over back HOA fees and nothing else. The short sale was approved by Freedom Mortgage but the back HOA fees killed the deal.



                                                                       IMPORTANT!

 
      What about a note or repayment plan? You will see this in a lot of places throughout our website since this is something that has to be addressed. Notes are becoming more and more common. Freedom Mortgage is now having more and more property owners who do a short sale sign some sort of payback plan. You may have to commit to this. Under the new Obama plan it does say there is a possibility you will have to pay nothing but there is NO GUARANTEE! I always say it is better to sign a note voluntarily than to have a court ordered judgment against you. After all, this note is unsecured so what happens if you don't pay it? I'll tell you, the same thing as if you did not pay your credit card. They send it to collections and try to get it. Think about it. You get the short sale done and completely bypass the foreclosure. Of course nobody wants to sign a note but if it is the only option it beats the alternative. This is explained upfront so you are prepared and understand that short sales are not all roses at the end. Short sales are a way to avoid foreclosure. IF A COMPANY SAYS THEY GUARANTEE YOU WILL NOT HAVE TO PAY A NOTE OR THAT YOU WILL FACE LIABIITY THEY ARE NOT BEING HONEST. THEY CANNOT GUARANTEE ANYTHING AS THEY DO NOT CONTROL THE BANKS OR THE LEGAL SYSTEM.  

 
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