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Bank of America Short Sale

 

Bank of America Short Sale Experts

Do you have a home loan through Bank of America and need help processing a short sale?

 

WE CAN HELP YOU BY LISTING, MARKETING, MONITORING, PROVIDING PROFESSIONAL ADVICE AND NEGOTIAIONS WITH THE LENDER. WHETHER YOU HAVE A LUXURY HOME ARE A STRATEGIC DEFAULT OR A TRUE HARDSHIP CASE.


Use the form at the bottom of the page and avoid foreclosure from Bank of America now!


View and frequent our BLOG or VIDEOS to stay updated on new short sale events


EXPERIENCE

 
With plenty of BANK OF AMERICA short sales under our belt our 2 pronged approach gives you real estate professionals and an attorney’s office working for you at NO COST. We can do this because we are professionals licensed by the State of Florida.

WE ARE GOVERNED BY THE FLORIDA REAL ESTATE COMMISSION AND THE FLORIDA BAR! THIS IS HOW YOU KNOW WE CAN BE TRUSTED. See who we are here.


While working your Bank of America short sale the process can be tricky. We’ll navigate through the countless phone calls and short sale paperwork faxing and communication. Our system has been in place since 2006. We’ve been helping people like you who own property throughout Florida avoid foreclosure. We have fine tuned our process over the years and with our expertise can make sure your short sale has the best chance of closing. We want to make sure your Bank of America mortgage can be settled and the property can be sold without a hitch. Our goal is to help you avoid foreclosure above everything else. You don’t want a foreclosure on your record. If you want to buy another home it is easier with only a short sale on your credit.


Our team can process your Bank of America short sale and manage all aspects of the sale. We will do our absolute best to help you avoid the heartache of a court ordered foreclosure. With experienced Realtors and an attorney’s office involved we process all the proper paperwork along with your help. This paperwork is also known as the short sale package (see seller process). This paperwork which is gathered is reviewed by the attorney’s office and ultimately sent to the lender. The attorney’s office will then begin to call Bank of America every 24-48 hours to makes sure your file is being processed. During this period of time you are looking for someone you can trust. We are that team of individuals you can trust. We understand each and every client has specific needs and is cautious of who they let handle their sensitive situation. Everything is held in the strictest confidentiality.


WE’VE BEEN DOING NOTHING BUT SHORT SALES SINCE 2006 WITH ABSOLUTLEY NO UPFRONT FEES FROM OUR REAL ESTATE COMPANY AND NO UPFRONT FEES FROM THE ATTORNEY’S OFFICE!

We work for you to sell your home as a short sale. The lender pays the real estate commission and the lender or the buyer pays the nominal attorney’s fee. Nothing comes out of your pocket to pay the real estate commission or the attorney period. Your lender Bank of America wants to get a short sale done and avoid a foreclosure since it will cost them more money in the long run. If you own a luxury home or are thinking about a strategic default we can help you too.


WE ARE THE BANK OF AMERICA SHORT SALE SPECIALIST TEAM WITH LICENSED REAL ESTATE AGENTS AND AN EXPERIENCED ATTORNEY’S OFFICE TO HELP YOU AVOID FORECLOSURE! WE DO THIS WITH NO CHARGES OR FEES.


When you need help with short selling your home or condo in Florida you need professionals who are governed by agencies in Florida to protect your best interest.  Our job has always been with your interests in mind. See The Truth About Short Sales.


We currently handle Bank of America short sales in Florida and help condo and home owners process short sales to avoid foreclosure.  Our methods have been adapted to provide the best possible outcome for each home owner in Florida. Our Bank of America short sale process will make your experience as painless as possible. We know what to expect and how to deal with the curve balls that are thrown our way.


APPROACH IS EVERYTHING


Our two pronged approach to executing short sales works best for our clients. First we have experienced Realtors who know how to list and market a property in foreclosure.  We understand how critical pricing and monitoring of the property is to a successful sale. We strive to help the potential buyer understand it takes time to process a Bank of America short sale. Since the process can take in some cases months to close this is a very critical aspect. Our experience has helped us prepare for the different scenarios for example:


  • What if the buyer walks away and does not want to wait? Since short sales can take months to complete you can understand why a buyer may not want to wait. We continue to market and promote your property and find a backup contract to the first buyer.
  •  One other issue that sometimes rears its head is an over valuation of your property. A property may be evaluated and appraised for an unrealistic price. In this case a buyer will not want to proceed with the purchase. If this does happen we back up the lower price with comparable sales and in extreme circumstances suggest the homeowner get an appraisal from a certified appraiser. Lenders only order what is called a BPO (broker price opinion). Bank of America pays an agent or broker $50-$85 to come to the home to evaluate what the value is. Sometime these valuations are not as accurate as a full blown appraisal. Full appraisals cost roughly $350. Do the math! Which professional would provide a more detailed evaluation? We both know the answer. In a short sale the lower the price the lender feels the value is the better since we need a buyer ready willing and able to purchase. If it’s too high we may find it difficult to locate someone willing to pay the price the lender wants. This one issue alone seriously impedes short sales from going to closing or prolongs the process.
  • What about back HOA fees? The HOA fees sometimes can get negotiated by the attorney’s office and in some cases Bank or America will pay some or all of them. There are no guarantees though and you should not count on it. The best option is to keep paying your HOA fees and stay current. What happens if the lender does not pay them, the HOA does not accept less than what they are owed and the buyer does not pay them?  I’ll tell you. We are now at a standstill. This is why one of the most important items is to keep paying the HOA fees period. We have seen properties go to foreclosure over back HOA fees and nothing else. The short sale was approved by Bank of America but the back HOA fees killed the deal.

 

IMPORTANT!


  • What about a note or payback? You will see this in a lot of places throughout the website since this is something that has to be addressed. Notes are becoming more and more a reality. Bank of America is now having more and more property owners who do a short sale sign some sort of payback plan. This does not mean the full amount owed but what it does mean is be prepared. You may have to commit to this. Under the new Obama plan it does say there is a possibility you will have to pay nothing but there is NO GUARENTEE! I always say it is better to sign a note voluntarily than to have a court ordered judgment against you. After all, this note is unsecured so what happens if you don't pay it? I'll tell you, the same thing as if you did not pay your credit card. They send it to collections and try to get it. Think about it...you get the short sale done and don't have the foreclosure. Of course nobody wants to sign a note but if it is the only option it beats the alternative. This is explained upfront so you are prepared and understand that short sales are not all roses at the end. Short sales are a way to avoid foreclosure. IF A COMPANY SAYS THEY GUARENTEE YOU WILL NOT HAVE TO PAY A NOTE OR YOU WILL BE REALEASED OF ANY FURTHER LIABILITY THEY ARE LIEING. THEY CANNOT GUARENTEE IT! THIS IS WHY WE HAVE AN ATTORNEY'S OFFICE NEGOTIATING ON YOUR BEHALF.

 

 

 
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